Updated: Mar 9, 2020
KOHO is a reloadable Visa card, it can be used wherever Visa is accepted. It's like any other credit card with SO much more!
You most likely won't improve your credit score by using KOHO, but you’ll only spend money that you have available. If someone tries to scam your card, you won't be losing money.
Such a cool benefit is that you can have personal or joint accounts so this card is perfect for couples who need to merge some spending.
This is a no-fee card
You get 2% interest on every penny in your account
You’ll earn 0.5% in “power-up” cash-back on all purchases you make, which is IMPRESSIVE since this isn’t a credit card. Get 2% cash-back with KOHO Premium
Use your account number for Payroll or Direct Deposit and Payments; these users have the added bonus of free financial coaching by chat or phone.
Every purchase you make can be rounded up to the nearest $1, $5, or $10. This micro-savings plan is GENIUS, it is then applied to your savings goal e.g. concert tickets, a new tv, a vacation etc.
The idea is that you won’t notice this small transaction, but they’ll add up pretty quickly!
Earn an extra 1% cashback getting started with KOHO, the smarter spending account.
Download the app https://app.koho.ca/referral/TN0SDH7O
Or use this code on sign-up: TN0SDH7O
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